# Travel Insurance for UpTrek Retreats

## Why Insurance is Required

Since all bookings are nonrefundable once guaranteed, travel insurance protects you against unexpected events.

## Recommended Provider

### Allianz Travel Insurance

- **Reference Code:** F215276
- **Phone:** 1-800-284-8300
- **Email:** CustomerService@AllianzAssistance.com

## Coverage Recommendations

Your policy should cover:
- Lost baggage
- Trip cancellation/interruption
- Medical expenses
- Emergency repatriation

## Important Notes

- Purchase insurance within 14 days of booking for best coverage
- Ensure your policy covers the full trip cost
- Keep documentation of your policy for check-in

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